Why DIY Retirees Are Switching from Boldin (NewRetirement) to NovaPlanner
Boldin (formerly NewRetirement) is a respected retirement planning platform, but its free tier locks away critical assumptions—forcing users onto a $144/year ($12/mo billed annually) subscription just to customize return rates, run full Monte Carlo stress tests, or compare what-if scenarios.
NovaPlanner Interactive Planner Studio gives you institutional-grade retirement and FIRE modeling for $0. Instead of clicking through 40 pages of nested forms, you get a full-screen visual drafting canvas where you can drag your retirement age marker left or right, drop in Social Security or pension income streams, toggle Guyton-Klinger spending guardrails, and test 1929/1966/2008 market crashes at 60fps.
Feature Comparison: NovaPlanner Studio vs. Boldin PlannerPlus
| Retirement Planning Capability | NovaPlanner Studio (Free) | Boldin (NewRetirement) |
|---|---|---|
| Annual Subscription Cost | ||
| Custom Investment Returns & Inflation Assumptions | ||
| 1,000-Iteration Monte Carlo Survival Cones | ||
| Historical Crash Backtesting (1929, 1966 Stagflation, 2008) | ||
| Interactive Drag-and-Drop Retirement Age & Milestones | ||
| Privacy & Account Requirement |
Launch NovaPlanner Studio (Free, No Signup)
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Or test a prebuilt retirement template:
🏖️ Age 52 Pre-Retiree Bridge
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🏡 Age 40 Family & Mortgage
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🚀 Age 30 Coast FIRE