Model variables and leverage intelligent predictive analysis to reach your goals.
Adjust variables and trigger the AI model to calculate your custom optimization path.
Simulate pension drawdown longevity. Test safe withdrawal rates (SWR) under historical and AI market stress paths. This tool is specifically tailored to run dynamic projections for Retirement & Pension targets. By adjusting the parameters, our model evaluates asset distributions, tax implications, and growth trajectories.
We combine standard compounding formulas with local taxation guidelines (such as UK pension rules, US IRS rules, or international tax agreements) to deliver maximum planning clarity.
Drawdown is a flexible way to take income from your pension pot while keeping the rest invested. It does not offer a lifetime guarantee like an annuity, so you must manage the withdrawal rate carefully.
If your withdrawal rate is lower than your portfolio's real rate of return, your pot can theoretically last indefinitely. Standard calculations target a 3% to 4% withdrawal rate for a 30-year retirement.